Unsecured Personal Loan

The Unsecured Personal loan is ideal for you if you are looking for finance. After six months of good account conduct, this facility offers a revolving capability, allowing you to borrow money again without having to reapply for a loan.

What does it offer you?

  • Highly competitive interest rates.
  • Loan can be redrawn after six months of regular repayments, subject to good conduct on customer’s transactional account.
  • Funds are directly disbursed into your transactional account 
  • an SMS notification through My-updates is received once the loan is disbursed
  • you also get Credit life Insurance as part of the loan

Who may apply?

  • Standard bank account holder/existing customer
  • must earn a minimum net income of E1500.00
  • Have a transactional account with Standard Bank into which your salary is paid monthly.

What do you need to apply?

  • A valid Swazi identity document.
  • Valid passport and work permit if you are an expatriate.
  • Your last three pay slips.
  • Confirmation from your employer that your salary gets paid into your Standard Bank account.
  • If you need to open a Standard Bank transactional account, we will provide a letter from your employer instructing them to pay your salary into your Standard Bank account for the life of the loan.
  • If you are applying for a personal loan not already a Standard Bank customer, six months statements from your current bank must be provided.

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