Simple and accessible
The Unsecured Personal Loan (UPL) is ideal for you if you urgently need a lump sum. You can get it within 24 hours of submitting a complete application.

Personal Loans

We know you have lifestyle aspirations and that sometimes you need the right financing to realise your goals.

What are you looking for?
Pay Day Loan - Product Image
Instant Pay Day Loans

Get up to 33% of your monthly salary to give you financial relief in case of emergency. It can be easily accessed on via Cellphone Banking: *120*2345# (option 7). This interest-free loan is tailored to meet your needs when you require short-term financing.

Revolving Line of Credit
Personal Revolving Loan

With this loan type you can redraw on the loan once you have repaid 10% of your loan with the option to increase your original loan amount. You can increase or decrease your revolving amount at any time depending on your needs. This loan can be accessed through Internet Banking.

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Fixed Term Loan

Get the loan you’re looking for at a fixed monthly repayment amount and term that suits your needs, allowing you to plan ahead.

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Unsecured Personal Loan

This loan gives you access to your funds again after one month’s repayment with the option to increase your original amount over time. It is an easy and convenient loan type for you to get financial aid without collateral. You only pay interest on the amount you use and there are no account fees. This loan can be accessed through Internet Banking.

We also offer
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Standard Bank App

Manage your accounts on the go and experience secure and simple banking on your smartphone or tablet. No need to travel to branches or wait in long queues anymore. Visit the App store or Google Play to download the latest version of our banking app

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Achiever Current Account

Are you a middle-income earner looking for a current account that goes beyond your banking needs, while allowing you total control of your funds? Stay ahead of the curve with an account that reflects your lifestyle choices. Achiever Current Account gives you access to your money 24/7 through Mobile Banking, Internet Banking and SmartApp. It also allows you to be in control of your online spending by linking your ATM card to the account.


Your estimated Monthly Instalment

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  • This online calculator provides an indication only. You use this online calculator at your own discretion. Standard Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculation provided through the use of this calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of this calculator. We do not warrant the integrity and security of this calculator or that it is free of errors, corruption, viruses, interception or interference.
  • Please note that this loan calculator gives an estimation of your repayment amount. The Approximate Monthly Repayment figure for Standard Bank’s Personal Loan is indicative and is not meant to be final or binding on the Bank. The Bank reserves the right to determine the final interest rate in accordance with applicable laws and amount that can be borrowed.
  • Standard Bank does not undertake any liability or responsibility to update any data. No claim (whether in contract, tort (including negligence) or otherwise) shall arise out of or in connection with the services against Standard Bank. Neither Standard Bank nor Standard Bank Group shall be liable to user/ any third party, for any direct, indirect, incidental, special or consequential loss or damages (including, without limitation for loss of profit, business opportunity or loss of goodwill) whatsoever, whether in contract, tort, misrepresentation or otherwise arising from the use of these tools/ information contained / data generated herein.