Urban Home Loan

Whether you’re looking at buying your first home or upgrading, we have a home loan solution for you

Some of the Benefits

Help and advice from our team of property experts

Choose to repay your loan monthly, quarterly or twice a year

25 years to repay your home loan

It is fast and convenient to apply for a home loan

How it works

You can apply for equity release or an outright purchase option.
If you earn a salary, you can repay your loan for as long as 25 years.
The minimum loan amount is E100,000
When buying a new home you need a signed deed of sale - We will appoint a valuator to evaluate the property you wish to finance.
When building a new home /flats you need a proof of income (current payslip) - we assit you secure homeowners policy.
When buying a vacant land you need National Identity document (front & back) - You may borrow an amout of up to 90% of the value of the property.
When refinancing your existing home you need a letter confirming employment / contract of employment - We offer competetive interest rates.
When extending or renovating on existing property you need proof of residential address (not older than 3 months) and details of Life Policy to be ceded to the bank.

How to get it

Have been with the same employer for at least 12 consecutive months.
Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months.
Provide us with your last three months' pay slips.

You can apply for equity release or an outright purchase option.
If you earn a salary, you can repay your loan for as long as 25 years.
The minimum loan amount is E100,000
When buying a new home you need a signed deed of sale - We will appoint a valuator to evaluate the property you wish to finance.
When building a new home /flats you need a proof of income (current payslip) - we assit you secure homeowners policy.
When buying a vacant land you need National Identity document (front & back) - You may borrow an amout of up to 90% of the value of the property.
When refinancing your existing home you need a letter confirming employment / contract of employment - We offer competetive interest rates.
When extending or renovating on existing property you need proof of residential address (not older than 3 months) and details of Life Policy to be ceded to the bank.

Have been with the same employer for at least 12 consecutive months.
Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months.
Provide us with your last three months' pay slips.