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Urban Home Loan

Urban Home Loan-Product Image

Whether you’re looking at buying your first home or upgrading, we have a home loan solution for you

 

 

Some of the Benefits

Assistance

Help and advice from our team of property experts

Flexibility

Choose to repay your loan monthly, quarterly or twice a year

Easy terms

25 years to repay your home loan

Easy access

It is fast and convenient to apply for a home loan
How it works
  • You can apply for equity release or an outright purchase option. 

  • You get flexible principal repayment options – you can pay monthly, quarterly or once or twice a year. 

  • If you are self-employed, the maximum repayment period is seven years. 

  • If you earn a salary, you can repay your loan for as long as 25 years. 

  • The minimum loan amount is E100,000 

How to get it
  • Have been with the same employer for at least 12 consecutive months. 

  • Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months. 

  • Provide us with your last three months' pay slips. 

  • If you work on a contract basis, we need a copy of your most recent contract. 

  • Earn a monthly net salary of minimum E5,000.00. 

  • Your salary must be paid into your Standard Bank account 

  • How it works
  • How to get it
  • You can apply for equity release or an outright purchase option. 

  • You get flexible principal repayment options – you can pay monthly, quarterly or once or twice a year. 

  • If you are self-employed, the maximum repayment period is seven years. 

  • If you earn a salary, you can repay your loan for as long as 25 years. 

  • The minimum loan amount is E100,000 

  • Have been with the same employer for at least 12 consecutive months. 

  • Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months. 

  • Provide us with your last three months' pay slips. 

  • If you work on a contract basis, we need a copy of your most recent contract. 

  • Earn a monthly net salary of minimum E5,000.00. 

  • Your salary must be paid into your Standard Bank account