Eswatini
Urban Home Loan
Whether you’re looking at buying your first home or upgrading, we have a home loan solution for you
Some of the Benefits
Assistance
Help and advice from our team of property experts
Flexibility
Choose to repay your loan monthly, quarterly or twice a year
Easy terms
25 years to repay your home loan
Easy access
It is fast and convenient to apply for a home loan
How it works
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You can apply for equity release or an outright purchase option.
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You get flexible principal repayment options – you can pay monthly, quarterly or once or twice a year.
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If you are self-employed, the maximum repayment period is seven years.
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If you earn a salary, you can repay your loan for as long as 25 years.
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The minimum loan amount is E100,000
How to get it
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Have been with the same employer for at least 12 consecutive months.
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Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months.
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Provide us with your last three months' pay slips.
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If you work on a contract basis, we need a copy of your most recent contract.
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Earn a monthly net salary of minimum E5,000.00.
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Your salary must be paid into your Standard Bank account
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How it works
-
How to get it
-
You can apply for equity release or an outright purchase option.
-
You get flexible principal repayment options – you can pay monthly, quarterly or once or twice a year.
-
If you are self-employed, the maximum repayment period is seven years.
-
If you earn a salary, you can repay your loan for as long as 25 years.
-
The minimum loan amount is E100,000
-
Have been with the same employer for at least 12 consecutive months.
-
Give us a letter of introduction from your employer or a copy of your letter of employment if you have been with your employer for less than 12 months.
-
Provide us with your last three months' pay slips.
-
If you work on a contract basis, we need a copy of your most recent contract.
-
Earn a monthly net salary of minimum E5,000.00.
-
Your salary must be paid into your Standard Bank account