Ordinary Home Loan

If you are in the market to buy a home, consider a loan from Standard Bank. Do you already own a home but are looking to make an improvement or buy a second residential property? Then consider our equity release loan, which could release up to 75% of your existing property's value.

What does it offer me?

  • Minimal equity contribution 
  • Low as 10% for an outright purchase, 
  • Affordable monthly repayments may be spread over a period of up to 25 years.


What do I need to apply?

To apply for a home loan visit your nearest Standard Bank branch with the following documents:

  • Proof of residence (utility bill)
  • The deed of sale
  • A rates clearance certificate
  • Completed home loan application form
  • Declaration of applicant and authority for trustees to make further enquiries
  • Confirmation letter from the chief’s kraal stating right to occupy land if it is on Swazi National Land.

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