An overdraft is the ideal way to manage your cash flow. It is a fluctuating ‘loan ‘facility linked to a Business Current account.

What does it offer me

  • Cash is available when you need it
  • You only pay interest on the amount you use
  • Interest accrues daily on the outstanding amount and is payable at the end of the month
  • Facility is available for use for 12 months and is renewable subject to good performance.


What do I need to apply

  • Business registration documents
  • Six months bank statements from other banks
  •  Financial statement and cash flows
  • Accepted collateral includes but is not limited to: Landed property ,cash or investments (Treasury bills) and Bank Guarantee from a reputable bank
  • Favourable credit bureau  report
  • You may need to meet other conditions or give us more documents subject to specific borrower conditions.


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