Eswatini
Sign in
Personal
Products and services
Ways to bank
Ways to bank
Business
Products and Services
Products and Services
Borrow for your needs
Insure what matters
Ways to Bank
Ways to Bank

Gold credit card

Gold Credit Card-Product Image

Get affordable access to credit with a Gold card that’s packed with everyday benefits

Some of the Benefits

More convenience

Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone

Secure spending

Switch your card on or off in our banking app and safely shop online with our world-class security features

Global

Get cash from any ATM worldwide

Interest free*

You don’t get charged interest if you pay your outstanding balance in full within 55 days
What You Get
  • Chip- and PIN-enabled Mastercard credit card 
  • You can use your Credit Card at millions of merchants and ATMs worldwide – and to shop securely online. 
  • 3D Secure verification for safe online shopping 
  • Tap to Pay™ in-store for R 500 or less 
  • Manage your card in-app and online  
  • Single limit for straight and budget facilities 
  • Credit limit changes on request 
  • Automatic Lost Card Protection 
  • The Blue Credit card is for customers who are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card. 
  • Credit Card Protection Plan provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional) 
What it Costs
  • E40.00 monthly fee 
  • Initiation fee of E175.00 
  • Get up to 55 days free interest on your account if your account is paid in full. 
  • 5% minimum monthly repayment with Automatic Payment Option 
How to Get it
  • Eswatini National ID (or passport if not a Swati citizen) 
  • A recent payslip and 3 months bank statement 
  • Proof of residence not older than 3 months 
  • Must earn E5000 or more per month
  • *You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements 
  • What You Get
  • What it Costs
  • How to Get it
  • Chip- and PIN-enabled Mastercard credit card 
  • You can use your Credit Card at millions of merchants and ATMs worldwide – and to shop securely online. 
  • 3D Secure verification for safe online shopping 
  • Tap to Pay™ in-store for R 500 or less 
  • Manage your card in-app and online  
  • Single limit for straight and budget facilities 
  • Credit limit changes on request 
  • Automatic Lost Card Protection 
  • The Blue Credit card is for customers who are looking for a simple credit facility. So, there are no additional loyalty features or benefits attached to this card. 
  • Credit Card Protection Plan provides you with the peace of mind that, regardless of an unfortunate event, any credit card debt you may have will be covered. (Optional) 
  • E40.00 monthly fee 
  • Initiation fee of E175.00 
  • Get up to 55 days free interest on your account if your account is paid in full. 
  • 5% minimum monthly repayment with Automatic Payment Option 
  • Eswatini National ID (or passport if not a Swati citizen) 
  • A recent payslip and 3 months bank statement 
  • Proof of residence not older than 3 months 
  • Must earn E5000 or more per month
  • *You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements