Fixed deposit

The deposit offers interest rates higher than ordinary savings accounts and is ideal if you want to save for a specific goal, such as the deposit for a wedding or a year-end holiday. 

What does it offer me?

  • Standard Bank offers you competitive interest rates so your return is guaranteed upfront.
  • The interest rate is fixed so you know exactly how much your money will be worth at the date it matures.
  • You do not pay any fees on the account.
  • You get to choose the actual date on which you wish the investment to mature.
  • The fixed deposit may be linked to any other accounts held at the bank by the same customer and balances may be viewed via Internet banking.
  • The minimum investment is E10,000.00 but there is no maximum.

What do I need to apply?

Visit your nearest Standard Bank branch to apply. You must bring the following documents with you:

  • A valid Swazi identity document.
  • Valid passport and work permit if you are an expatriate.
  • Proof of residence (such as an utility bill).
  • Your latest payslip or a letter of introduction from your employer.
  • You must also have E10,000.00 available to transfer or deposit into the account.

Who may apply?

If you’re over the age of 18 and serious about saving for a specific goal, a fixed deposit account is for you.

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