Essential Life Product
Essential Life is designed to give you cover to meet your changing needs as you go through life. The Essential Life cover comprises of optional benefits that can be purchased as one umbrella product with all the cover you need to meet your changing needs as you go through life, or as separate cover options such as a critical illness, physical impairment or disability designed to suit your needs and enhance your existing Life cover.
- You can enjoy Life Cover of up to E500 000 with no medical requirements when taking this policy.
- Cover for life! Life Cover never ends as long as the premiums are paid monthly. You will have peace of mind knowing that your loved ones can maintain their lifestyle and do not carry the financial burden such as paying off outstanding loans.
- A claim for Permanent Disability, Critical Illness and Physical Impairment will not reduce your life cover.
- Should you claim due to natural causes during the waiting period we will pay back the premiums paid towards that benefit.
- Permanent Disability, Critical Illness and Physical Impairment are some of many unexpected life changing events which could result in an inability to earn an income and possibly increase your expenses. With our policy you have peace of mind knowing that you can choose to be covered for all of these risks to ease your financial burdens.
- Our Annual Benefit Increase (ABI) option will assist to keep your benefit in line with inflation.
Choose additional benefits
- Permanent Disability
- Critical Illness
- Physical Impairment
- Accidental Death