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Unsecured Personal Loan

Unsecured Personal Loan-Product

Get access to your funds again after repayment of one month and above with the option to increase your original amount over time

 

 

Some of the Benefits

Good terms

Up to 72 months to repay

Flexible

The option to increase your loan amount at a later stage

Personalized

We customize a variety of facilities to your unique credit needs

Insured

With our credit facilities, you can access affordable insurance from our trusted partners
How it works
  • Highly competitive interest rates. 

  • Loan can be redrawn after six months of regular repayments, subject to good conduct on customer’s transactional account. 

  • Funds are directly disbursed into your transactional account  

  • An SMS notification through My-updates is received once the loan is disbursed 

  • You also get Credit life Insurance as part of the loan 

What it costs
  • Only pay interest on the amount you use 

  • No account fees 

  • Competitive interest rates 

How to get it
  • Be 18 years or older. 

  • Standard bank account holder/existing customer 

  • Have a transactional account with Standard Bank into which your salary is paid monthly 

  • How it works
  • What it costs
  • How to get it
  • Highly competitive interest rates. 

  • Loan can be redrawn after six months of regular repayments, subject to good conduct on customer’s transactional account. 

  • Funds are directly disbursed into your transactional account  

  • An SMS notification through My-updates is received once the loan is disbursed 

  • You also get Credit life Insurance as part of the loan 

  • Only pay interest on the amount you use 

  • No account fees 

  • Competitive interest rates 

  • Be 18 years or older. 

  • Standard bank account holder/existing customer 

  • Have a transactional account with Standard Bank into which your salary is paid monthly