Life Insurance

Whether you need to leave a legacy for your family or cater for daily changes in life, we now offer cover to suit these needs

Platinum Life Plan

Platinum Life is designed to help you leave a legacy for your family should the worst happen to you. Get Life Cover of up to E5 000 000.00.


What would happen if you were to pass away or were unable to provide for your family due to an illness or disability?

With our comprehensive Platinum Life Plan, you will have peace of mind knowing that if you were to pass away your family will get a lump sum to help them through this difficult time and enable them to meet their daily financial obligations and if you were to be disabled or critically ill, you will get a lump sum to enable you to maintain your lifestyle and provide for your family.


More reasons why you should take this Platinum Life Plan

  • Enjoy competitive premiums due to upfront underwriting.
  • There is no waiting period, cover starts immediately after the finalisation of underwriting and acceptance of the policy.
  • Your Life Cover never ends as long as the premiums are paid monthly.
  • Get a comprehensive range of additional benefits to suit your lifestyle and financial needs. You get a lump sum for Permanent Disability, Critical Illness and Physical Impairment. These are risk events that could result in an inability to earn an income and possibly increase your living expenses.
  • Get a 100% pay-out on any one of the critical illnesses no matter the severity.
  • A claim for Permanent Disability, Critical Illness and Physical Impairment will not reduce your Life Cover.
  • Our Annual Benefit Increase (ABI) option will assist to keep your benefit in line with inflation.
  • Get the Immediate Expenses Benefit within 48 hours of your death to help take care of any expenses that come up immediately before the full Life Cover claim is finalised.


Choose additional benefits

  • Permanent Disability
  • Critical Illness
  • Physical Impairment
  • Immediate Expenses Benefit


Paying your premiums

  • You can pay through a debit order.


When cover starts

  • Cover will commence immediately after the completion of the application process, finalisation of the medical underwriting and acceptance of the Policy. 
  • Premiums will be collected on the next selected debit order date.


Beneficiary

  • For Critical Illness, Permanent Disability and Physical Impairment the benefit will be paid to you. Should you pass away, the benefit will be paid to your nominated beneficiary.

Essential Life Plan

Essential Life is designed to give you cover to meet your changing needs as you go through life. The Essential Life cover comprises of optional benefits that can be purchased as one umbrella product with all the cover you need to meet your changing needs as you go through life, or as separate cover options such as a critical illness, physical impairment or disability designed to suit your needs and enhance your existing Life cover.


Are there any medical requirements?

No. This policy allows you to enjoy your privacy. There are no medical tests, documents or questions asked.


Why should I take this Essential Life Plan?

  • You can enjoy Life Cover of up to E500 000 with no medical requirements when taking this policy.
  • Cover for life! Life Cover never ends as long as the premiums are paid monthly. You will have peace of mind knowing that your loved ones can maintain their lifestyle and do not carry the financial  burden such as paying off outstanding loans.
  • A claim for Permanent Disability, Critical Illness and Physical Impairment will not reduce your life cover.
  • Should you claim due to natural causes during the waiting period we will pay back the premiums paid towards that benefit.
  • Permanent Disability, Critical Illness and Physical Impairment are some of many unexpected life changing events which could result in an inability to earn an income and possibly increase your expenses. With our policy you have peace of mind knowing that you can choose to be covered for all of these risks to ease your financial burdens.
  • Our Annual Benefit Increase (ABI) option will assist to keep your benefit in line with inflation.


What am I covered for?

  • The Essential Life Plan gives you a lump sum in the event of death. You may choose to add more benefits designed to help you financially during an unforeseen life changing events such as permanent disability or critical illness.


Choose additional benefits

  • Permanent Disability
  • Critical Illness
  • Physical Impairment
  • Accidental Death

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